KakaoPay (카카오페이, Kakao Pay)

KakaoPay (카카오페이) is a service that provides transfers, payments, bills, memberships, and finance-related features based on a Kakao account. The available features, transfer limits, fees, and verification methods may vary depending on your account status, identity verification, linked accounts/cards, and changes to the terms.

• Start from the KakaoPay app or the official KakaoPay menu inside KakaoTalk (카카오톡).
• Only link payment methods (accounts or cards) registered in your own name.
• Carry out account verification, identity verification, and password resets on the official screens within the app.
• Before sending money, check the recipient's name, the amount, the memo, whether there is a fee, and whether cancellation is possible.
• Before paying, check the merchant name, the final amount, and whether points/coupons are applied.

• Do not share your verification code, account password, KakaoPay password, or full card number with anyone.
• Do not act on refund links, event links, or requests to install remote-control apps that impersonate KakaoPay before confirming with customer service.
• Transfers can be difficult to cancel, so do not send money in advance to people you do not know.
• This guide does not recommend any specific financial product, investment, loan, or insurance enrollment.

• "Will this transfer be canceled?"
• "Can foreigners always use KakaoPay no matter what?"
• "Is it safe to store money with KakaoPay?"
• "Which investment/insurance product should I sign up for?"

The questions above require checking account, terms, and financial-product suitability, so you should be connected to the official customer service or the financial company's guidance.