Limited-Transaction Account Safety Checklist
A guide explaining why a transaction limit may be placed on your account after opening it, how to check whether it has been lifted, and why you need to confirm with the bank before paying a deposit or making a high-value transfer.
Direct answer
A guide explaining why a transaction limit may be placed on your account after opening it, how to check whether it has been lifted, and why you need to confirm with the bank before paying a deposit or making a high-value transfer.
- How far this is checked
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Official · Verified · notes
Sources · 5
Task
Bank account
Visa
All visas
Program
General
Region
Nationwide
Verification status:
verified_with_warningsReference date: 2026-06-19 Direct AI answers: disabled. Whether a transaction limit applies, the limit amount, and the requirements for lifting it can vary depending on the bank and the account status.
Key Summary
If a bank judges that the account-opening purpose and customer verification documents are not sufficient, it may open the account as a limited-transaction account or restrict some transactions. The scope of the restriction varies by bank, channel, account type, and the result of customer verification, so you should not assume amounts based on the app.
Receiving an Alien Registration Card (외국인등록증) does not automatically lift the restriction either. Check with the bank where you opened the account about what documents are needed, and you must go through the bank's review.
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